The most popular central bank cut the loan interes

2022-07-31
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The central bank cut the loan interest rate and reserve ratio for the first time in four years. The central bank cut the loan interest rate and reserve ratio for the first time in four years. The central bank said on the 15th that since September 16, it has lowered the benchmark interest rate of one-year RMB loans by 0.27 percentage points

on September 15, for the first time in four years, the people's Bank of China decided to cut the benchmark interest rate of RMB loans, and at the same time, cut the RMB deposit reserve ratio of small and medium-sized financial institutions by 1 percentage point

the central bank said on the 15th that the benchmark interest rate of one-year RMB loans will be lowered by 0.27 percentage points from September 16. The benchmark interest rates of other term loans will be adjusted accordingly according to the principle of more short-term adjustments and less long-term adjustments. The benchmark interest rate of deposits will remain unchanged

it is worth noting that the all glass long fiber material can not provide sufficient stiffness, which is the first reduction in the benchmark loan interest rate since October 29, 2004. This loan example: query ⑴ after the benchmark interest rate of the "metal stretching" experiment conducted by the "Administrator" user name on the day was lowered, the six-month loan interest rate fell to 6.21%; The one-year loan interest rate dropped to 7.20%; The loan interest rate will be reduced to 7.29% in 1-3 years; 7.56% in three to five years; It dropped to 7.74% over 5 years

the loan interest rate of individual housing provident fund has also been reduced correspondingly, of which the loan interest rate of less than 5 years (including 5 years) has been reduced by 0.18 percentage points to 4.59%; The loan interest rate for more than five years was reduced by 0.09 percentage point to 5.13%

at the same time, the central bank also announced to reduce the RMB deposit reserve ratio of small and medium-sized financial institutions. From September 25, except for industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of communications and postal savings bank, the RMB deposit reserve ratio of other deposit financial institutions will be reduced by 1 percentage point, The arc radius figures are printed on the upper part of each clip for selection. The deposit reserve ratio of local legal person financial institutions in the hardest hit areas of the Sichuan earthquake has been reduced by 2 percentage points

as for the "double rate" reduction, the central bank said that it was to implement the deployment of the Party Central Committee and the State Council for economic work in the second half of the year, solve the outstanding problems existing in the current economic operation, and implement the principles of differential treatment, maintaining pressure and structural optimization, so as to maintain the steady, rapid and sustainable development of the national economy

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